Karhusuontien omistusasunnon upea olohuone kauniina päivänä.

Owner-occupied apartments

Accumulate wealth with an owner-occupied apartment

An owner-occupied apartment is a good long-term investment. We offer various forms of housing, and maybe an owner-occupied apartment is the right choice for you. We plan and construct high-quality owner-occupied apartments. We build new properties in developing residential areas with good connections to services and transportation. An own apartment is a long-term home and investment that needs to be considered carefully.

A stable, safe apartment that you own also provides flexibility in different life situations. If you wish, you can lease your apartment to accumulate your wealth.

Nainen laittaa kolikon vaaleanpunaiseen säästöpossuun.
Työmaakypärä asuntojen suunnittelijan pöydällä.

Owner-occupied apartments planned and under construction

Some of the owner-occupied apartments we have on sale are so-called Hitas apartments. Hitas is a system that regulates the prices and quality of apartments. The purpose of the system is to offer owner-occupied apartments at an affordable price. Hitas apartments are built on lease plots and their price is based on the actual costs of construction.

Read more about Hitas apartments on the City of Helsinki website

The number of owner-occupied apartments we construct varies every year.

Perhe istuskelee TAn omistusasunnon terassilla.

Comfortable housing with an archipelago view – Asunto Oy Helsingin Ariadne

Asunto Oy Helsingin Ariadne offers high-quality housing in the heart of the Kruunuvuorenranta district, right next to the Haakoninlahdenpuisto park. In this neighbourhood, the scenery is green and the salty aroma of the sea is in the air. The lightness and innovative design solutions of the Ariadne apartments are spectacular: There are two-floor homes, large window surfaces, high ceilings and private yards. There is a shared garden for the residents, who can enjoy the magnificent view of the archipelago around them.

Karhusuontie 76 D6,
Helsinki

Frequently asked questions about owner-occupied apartments

What is an owner-occupied apartment?

An owner-occupied apartment is an apartment that you own directly or indirectly by owning the documents that grant you the right of possession to the apartment. For example, in a block of flats that is also a housing company, the housing company owns the apartment, but you own the shares that grant you the right of possession.

What are the differences between an owner-occupied apartment and a right-of-occupancy apartment?

You are the owner of an owner-occupied apartment, either directly or indirectly. The owner of a right-of-occupancy apartment is the company that offers you the apartment. With a right-of-occupancy agreement, you are granted the right to occupy the apartment. You cannot purchase or own a right-of-occupancy apartment. You need to pay the transfer tax when buying an owner-occupied apartment, unless you are buying your first apartment. A transfer tax is not paid for right-of-occupancy apartments.

When is the payment for an owner-occupied apartment made?

The purchase price of the apartment is typically paid when the deed of sale is signed or another date indicated in the deed. If you purchase an apartment in one of our new properties under construction, the purchase price is typically paid in instalments.

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Sivu päivitetty viimeksi: 15.7.2024